Surrogacy Cost for Intended Parents

How much does surrogacy cost?

It is essential to have a comprehensive understanding of the expenses associated with egg donation, surrogacy, and IVF before embarking on a surrogacy journey. Budgeting and calculating for these significant cost items is crucial to ensure that you are financially prepared for the surrogacy journey.

Sample Surrogacy Cost Breakdown


Agency Costs

Retainer: $2,500
Matching: $10,000
Legal Clearance: $12,500


Legal Fees




Life Insurance (Surrogate)


Clinic Costs

Surrogate Medical Screening & 1 IVF Cycle
Does not include cost to create embryos; Clinic Costs Vary


Surrogate Compensation

Base Compensation


Monthly Allowance



Medication & Transfer Fees


Maternity Clothes




Wellness Package

Counseling, Chiropractor, Acupuncture, Massage, Meal Delivery


Contingent Compensation

Surrogate Travel


Surrogate Health Insurance

Co-pays, premiums, deductibles

$2,000 - $30,000

Missed time from work

At Cost

Bed Rest

At Cost



Breast Milk (16 weeks)


The foregoing is not intended to act as an exhaustive list of finances. Other scenarios within the contingent compensation category may apply to your journey.

Calculate Your Surrogacy Costs

Our surrogacy cost calculator can help you estimate the overall expense of the process. From surrogate compensation, to FET cycle costs to legal expenses, our calculator takes into account all factors.

Please note that the figures provided by the calculator are merely estimations and may vary depending on several factors. We encourage you to take advantage of this tool to gain insight into the potential expenses associated with your surrogacy journey.

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