How Much Does Surrogacy Cost

How Much Does Surrogacy Cost

Does Surrogacy really cost over $100,000?  Today we take a realistic look at the breakdown of the costs you may incur on your journey to becoming a family.  

Agency Fees

$7,000 - $45,000

There are many agencies out there, but not all of them are created equal.  Some offer all inclusive packages, while others charge a base fee and then have additional fees for background checks and psychological screenings.  

Attorney Fees

$5,000 - $7,000

Attorneys typically charge by the hour.  Depending upon the amount of changes and edits you make to your contract, there may be an increase in attorney fees.  The Attorney Fees are typically split into three payments:  Contract Creation, Surrogate attorney reviews the contract,  and Pre/Post Birth Order. 

Escrow Account


Surrogate compensation will be managed through an escrow account that is separate from both the agency and attorney.  This ensures that the surrogate is reimbursed on time.

Additional Surrogate Insurance

$3,000 - $5,000*

If a surrogate has insurance exclusions for obstetrical coverage through surrogacy, an additional Insurance plan can be purchased to pay for maternity care and delivery for the surrogacy journey. If an additional health insurance plan cannot be purchased during open enrollment, an additional insurance policy can be purchased for $30,000.

Fertility Clinic Fees

$3,000 - $15,000

This amount is broken out into several payments and includes:

  • Surrogate Medical Screening and Testing by Fertility Clinic

  • Medications to Prepare for Embryo Transfer

  • Embryo Transfer

Surrogate Compensation

$30,000 - $40,000

The range in surrogate compensation is based on experience and location.  This amount is paid in monthly installments throughout the pregnancy once there is confirmation of a heartbeat. 

Medical Copays/Deductibles


Additional Surrogate Compensation

Surrogate Life Insurance $400
Injectable Medication Start $500
Multiples: $5,000
C-Section: $3,000
Invasive Procedures: $500
Mileage: $.56/mile
Maternity Clothing $500 - $1000
Missed Time From Work: Varies
Recovery: Varies
Bed Rest: Varies

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Do You Need A Surrogacy Agency

Do You Need A Surrogacy Agency